Vehicle Finance Solutions Orange NSW | Orange RAM

Welcome to the Finance Department at Orange RAM. We know that purchasing a vehicle outright is right out of reach for many people so finding a Finance solution that works for you can be just as important as finding the right vehicle.

At Orange RAM, we have a range of Finance options to suit every budget. Why not explore what we can do for you and take home the right vehicle, right now!

Please feel free to use our Online Enquiry Form to get a quick and accurate response on financing your next vehicle.

Our Finance Services Include:

• Corporate Lending
• Novated Leases
• Consumer Lending
• Ram Trucks Australia Extended Warranties
• Loan Payment Protection

Our Business Manager has a great knowledge of all the above products and is available to discuss your business and personal finance needs.

Frequently Asked Questions

• WHAT IS CAR FINANCE PRE-APPROVAL?

  Car finance pre-approval means a lender has agreed, in principle, to lend you an amount of money towards the purchase of your new car but hasn't proceeded to a full or final approval. Car loan pre-approval helps to give you a "price ceiling" to know the maximum that you can spend on your new car.

• HOW DO I APPLY FOR A CAR LOAN?

  Finding a car loan can sometimes be overwhelming! With DEALERSHIP NAME, finding a car loan is quick, fast and easy! We have multiple different finance providers who we work with to ensure that we are providing you with the best possible finance rate and finance option to suit your needs. To apply, simply fill out the form above and that will start your finance journey.

• HOW DO INTEREST RATES WORK WITH CAR FINANCE?

  All our financiers offer fixed interest rates. This gives you peace of mind knowing that your rate won't increase over the lifetime of the loan and your minimum payments will stay the same and not increase. Especially in a rising rate market with other variable rates such as home loans in particular whereby people are seeing their repayment increase on a regular basis you can rest assure that your car loan payment will stay the same.

• WHAT IS A BALLOON PAYMENT?

  A "balloon payment" is a once-off lump sum that is paid at the end of a car loan, covering off the outstanding balance. Because the lump sum is paid at the end of the loan you are only required to pay interest on part of the principle.

• CAN I BUY A NEW OR USED CAR FOR CAR FINANCE?

  Yes absolutely! You can choose from our huge range of new or used cars!